Payment Policy

At TF Wholesale Liquidator, we process high-value bulk, pallet, and truckload orders. To ensure a smooth, secure, and transparent checkout experience for our wholesale buyers, we offer several trusted payment methods.

Please review our accepted payment methods and processing timelines below before completing your purchase.

Accepted Payment Methods

We currently accept the following payment methods for all liquidation merchandise:

1. Bank Transfer (Wire)

For large pallet orders and full truckloads, Bank Transfer is our preferred method of payment.

  • How it works: When you select Bank Transfer at checkout, your order will be placed on hold, and you will receive an invoice via email containing our secure banking details and routing information.

  • Processing Time: Domestic ACH transfers typically clear in 1–3 business days. Wire transfers usually clear within 24 hours.

  • Important: Your freight order will not be prepped or dispatched to the carrier until the transfer has fully cleared into our account. Please include your Order Number in the transfer memo to avoid delays in matching your payment to your order.

2. Zelle

We accept Zelle for fast, direct, and secure bank-to-bank transfers. This is a highly recommended option for buyers looking to expedite their order processing without credit card processing delays.

  • How it works: Select Zelle at checkout to receive our business Zelle information.

  • Processing Time: Zelle payments typically clear almost immediately, allowing our warehouse team to begin prepping your pallet the same day or the next business day.

  • Limits: Please check with your specific bank regarding your daily Zelle transfer limits before placing a large volume order.

3. Apple Pay

For a fast, one-click mobile checkout, we accept Apple Pay.

  • How it works: If you are browsing our site on an Apple device or Safari browser, the Apple Pay button will appear at checkout. You can securely complete your purchase using the debit or credit card linked to your Apple Wallet.

  • Processing Time: Immediate authorization.

Payment Verification and Order Release

To protect our business and our buyers from fraud, all payments must clear in full before any merchandise leaves our Rogers, AR facility.

  • If we flag a transaction as potentially fraudulent, we reserve the right to request additional verification (such as a matching ID or business license) before processing the payment.

  • Orders that remain unpaid 48 hours after checkout (such as pending bank transfers with no communication) will be automatically canceled, and the inventory will be returned to the floor.

Taxes and Additional Fees

  • Sales Tax: All orders are subject to standard Arkansas state sales tax unless a valid Resale Certificate or Tax Exemption form is provided prior to checkout.

  • Transfer Fees: TF Wholesale Liquidator does not charge any hidden payment processing fees. However, buyers are strictly responsible for any outgoing wire transfer fees charged by their own financial institution.

Payment Security

Your security is our priority. Our checkout process is protected by 256-bit SSL (Secure Socket Layer) encryption. We do not directly capture, store, or have access to your full credit card numbers or Apple Pay wallet details. All electronic transactions are processed through highly secure, compliant third-party payment gateways.

Need Help With a Payment?

If you need to submit a tax exemption form, request wire instructions, or encounter an issue at checkout, please contact our sales team during business hours:

  • Monday – Friday: 9:00 AM – 6:00 PM

  • Saturday – Sunday: 10:00 AM – 4:00 PM

Contact Us: