Payment Policy

At TF Wholesale Liquidator, we process high-value bulk, pallet, and truckload orders. To ensure a smooth, secure, and transparent checkout experience for our wholesale buyers, we offer several trusted payment methods.

Please review our accepted payment methods and processing timelines below before completing your purchase.

Accepted Payment Methods

We currently accept the following payment methods for all liquidation merchandise:

1. Bank Transfer (Wire)

For large pallet orders and full truckloads, Bank Transfer is our preferred method of payment.

  • How it works: When you select Bank Transfer at checkout, your order will be placed on hold, and you will receive an invoice via email containing our secure banking details and routing information.

  • Processing Time: Domestic ACH transfers typically clear in 1–3 business days. Wire transfers usually clear within 24 hours.

  • Important: Your freight order will not be prepped or dispatched to the carrier until the transfer has fully cleared into our account. Please include your Order Number in the transfer memo to avoid delays in matching your payment to your order.

2. Zelle

We accept Zelle for fast, direct, and secure bank-to-bank transfers. This is a highly recommended option for buyers looking to expedite their order processing without credit card processing delays.

  • How it works: Select Zelle at checkout. We will manually email you Zelle payment details after you place your order. Your order remains on hold until payment is received and verified.

  • Processing Time: Zelle payments typically clear almost immediately, allowing our warehouse team to begin prepping your pallet the same day or the next business day.

  • Limits: Please check with your specific bank regarding your daily Zelle transfer limits before placing a large volume order.

3. Chime, 4. PayPal, and 5. Credit Card

Chime, PayPal, and Credit Card each have a separate checkout selection. We manually email Chime payment details, a PayPal business invoice for Goods and Services, or a credit card payment link after you place your order.

  • How it works: Select your preferred payment method at checkout and follow the payment instructions emailed by our team. Credit card payments are completed through the emailed payment link; do not email your card details. Your order remains on hold until payment is received and verified.

  • Processing Time: Timing depends on your payment provider. Submitting an order does not confirm that payment has been received.

Payment Verification and Order Release

To protect our business and our buyers from fraud, all payments must clear in full before any merchandise leaves our Rogers, AR facility.

  • If we flag a transaction as potentially fraudulent, we reserve the right to request additional verification (such as a matching ID or business license) before processing the payment.

  • If payment is not received within 48 hours, we reserve the right to cancel the order and release the inventory for sale.

Taxes and Additional Fees

  • Sales Tax: No sales tax or VAT is added to the displayed product price at checkout. Shipping to all 50 US states is free.

  • Transfer Fees: TF Wholesale Liquidator does not charge any hidden payment processing fees. However, buyers are strictly responsible for any outgoing wire transfer fees charged by their own financial institution.

Payment Security

Our website uses HTTPS. Payments are completed separately through the selected payment provider or bank, following the instructions supplied for your order. Do not send full card numbers or account passwords through our contact form or email.

Need Help With a Payment?

If you need payment instructions or encounter an issue at checkout, please contact our sales team during business hours:

  • Monday – Friday: 9:00 AM – 6:00 PM

  • Saturday – Sunday: 10:00 AM – 4:00 PM

Contact Us: